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Looks to me like the XM direct is more of a universal type installation for select GM vehicles, while the "Factory XM Upgrade" is a more vehicle specific OEM style. Both have thier place I guess, if you plan on upgrading to another head unit later, then the XM direct would most likley be the best choice, but if you are happy with your current setup, and just want to add XM with the factory type installation, then the Factory upgrade would be the proper choice.

Bill
 

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While it may be universal to the vehicle, it isn't generic as it is sporting the official XM logo, hence the price.

Bill
 
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