Commercial Insurance Costs on 3500 - Diesel Place : Chevrolet and GMC Diesel Truck Forums
 
Home Forum Market Place Garage Lounge (3) Tuning Library DTC Tool Register Vendors
Go Back   Diesel Place : Chevrolet and GMC Diesel Truck Forums > Speciality Forums > Towing
Register FAQ Forum Rules My Replies My Threads Mark Forums Read Auto EscrowAuto LoansInsurance

Towing Discuss Anything Related To Towing With Your Diesel. Any RV-specific discussions belong here.

DieselPlace.com is the premier Duramax Diesel Forum on the internet. Registered Users do not see the above ads.
Reply
 
LinkBack Thread Tools
Old 10-30-2010, 07:00 PM   #1 (permalink)
southbayrhino22
Diesel Technician
 
southbayrhino22's Avatar
 
Join Date: Nov 2006
Posts: 218
iTrader Score: 0 reviews

Commercial Insurance Costs on 3500

I was considering a new 2011 Chevy 3500 truck. I just found out I would need a Commercial drivers license to drive it because it is over 26K GVW. Was wondering what the price of Commercial insurance is on one. I live in CA and have a clean driving record.
__________________
06 CC LBZ HD LT3 4x4 SB Greystone metallic Cognito 12" lift 22"x40" toyos. 04 F250.03 F350 cc 6.0 4x4. 03 F350 flatbed(sold). 2000 Ultra 22' Stealth 454mpi bravo 1. 27' Fleetwood toyhauler. 06 YFZ 450 long travel. 06 Rhino. 98 Banshee. 20' Carson enclosed.07 f450 6.0 combo body work truck
Offline  
Reply With Quote Quick reply to this message
Sponsored Links
Advertisement
 
Old 10-30-2010, 07:38 PM   #2 (permalink)
Pwdr Extreme
Diesel Technician
 
Pwdr Extreme's Avatar
 
Join Date: Oct 2004
Location: Bozeman, MT
Posts: 401
iTrader Score: 0 reviews

You should be able to license it at either 24k or 25,999 and not require a commercial license or insurance.

Having it licensed and insured as commercial opens up an entire can of worms. Avoid it if you can.
__________________
'11 GMC Denali Stealth Gray 3500 Crewcab Dually, Heated & Cooled Seats, NAV, Heated Steering, High Idle, Truxedo, B&W
'12 Audi A6 Prestige, S-Line, Everything!
'11 Audi Q7 TDI Prestige Loaded
'10 Dodge 3500 Laramie Crewcab Dually Nav, Sunroof - Gone!
'10 Kawasaki Ninja ZX-14, Piped and Chipped.
'08 GMC Yukon Denali XL Nav, Sunroof, Rear DVD
'02 Dodge 2500 Quadcab
'99 Mercedes SLK AMG Convertible
Offline   Reply With Quote Quick reply to this message
Old 10-30-2010, 11:05 PM   #3 (permalink)
leo_19999
Diesel Enthusiast
 
Join Date: Jun 2008
Posts: 10
iTrader Score: 0 reviews

I got a 08 duramax 3500hd and i was told that in CA you have to get commercial insurance either your commercial or just private, because its over than 10k gvwr......its the law in CA to have commercial insurance on 1 ton trucks 10gvwr or higher....thats what i was told......maybe somebody knows something else...please feel free


Leo

Last edited by leo_19999; 10-30-2010 at 11:12 PM.
Offline   Reply With Quote Quick reply to this message
Old 10-30-2010, 11:19 PM   #4 (permalink)
dieselsmoker14
Diesel Technician
 
dieselsmoker14's Avatar
 
Join Date: Jan 2009
Location: western kansas
Posts: 334
iTrader Score: 0 reviews

for what its worth it has a gcwr over 26000 the gvwr is 13000 so you should be able to drive it without a cdl unless you have a trailer over 10000, im not sure where you are at but id thoroughly read, investigate, and understand your state/province DOT laws
__________________
08 chevy 3500 cc dually all stock for the time being.


SOLD
05 gmc 3500 cc dually Edge w/attitude , 5in exhaust, banks CAI, 255/85r16 front bumper by me, flatbed by me, leather and sunroof, led lights throughout. special thanks to Bryan @ATS, and Brian @ Maupins Truck Parts. Thanks to Mike L
Offline   Reply With Quote Quick reply to this message
Old 10-31-2010, 01:29 AM   #5 (permalink)
tmg
Diesel Head
 
Join Date: Mar 2005
Posts: 43
iTrader Score: 0 reviews

I have had commercial insurance on my trucks since I am a small business owner - trucks titled in my name/company name. No CDL required.

What I was shocked and relieved about was that it was only a $12 increase in a 6 month premium. Went from 07.5 LMM 2500 to '11 LML 3500.
__________________
New Ride: '11 Silverado 3500HD SRW CC/SB LTZ Taupe Gray/Ebony

Previous Rides:

'07.5 Silverado 2500HD CC/SB LTZ Graystone/Ebony

'05 Silverado 2500HD CC/SB LT Silver Birch/Dark Charcoal
Offline   Reply With Quote Quick reply to this message
Old 10-31-2010, 03:57 AM   #6 (permalink)
southbayrhino22
Diesel Technician
 
southbayrhino22's Avatar
 
Join Date: Nov 2006
Posts: 218
iTrader Score: 0 reviews

From what I read the GCVW is 29,000 on the dually 3500 requiring a commercial class A license in CA. I currently own a F450 with a 26K GCVW work truck the insurance due to commercial was $3500 a year. If truck requires CDL you eat it on insurance. Just sold my dump truck that was a GCVW of 26K because insurance costs.
__________________
06 CC LBZ HD LT3 4x4 SB Greystone metallic Cognito 12" lift 22"x40" toyos. 04 F250.03 F350 cc 6.0 4x4. 03 F350 flatbed(sold). 2000 Ultra 22' Stealth 454mpi bravo 1. 27' Fleetwood toyhauler. 06 YFZ 450 long travel. 06 Rhino. 98 Banshee. 20' Carson enclosed.07 f450 6.0 combo body work truck
Offline   Reply With Quote Quick reply to this message
Old 10-31-2010, 08:26 PM   #7 (permalink)
Budworth
Diesel Technician
 
Join Date: Mar 2010
Posts: 207
iTrader Score: 0 reviews

The GVWR is NOT over 26k on a 3500. Therefore it does NOT require a CDL to drive unless you are towing over 10k, in CA.
Offline   Reply With Quote Quick reply to this message
Old 11-04-2010, 03:36 AM   #8 (permalink)
southbayrhino22
Diesel Technician
 
southbayrhino22's Avatar
 
Join Date: Nov 2006
Posts: 218
iTrader Score: 0 reviews

Quote:
Originally Posted by Budworth View Post
The GVWR is NOT over 26k on a 3500. Therefore it does NOT require a CDL to drive unless you are towing over 10k, in CA.
For the Dually its gcvw is 29,200 pounds requiring CDL to drive.
__________________
06 CC LBZ HD LT3 4x4 SB Greystone metallic Cognito 12" lift 22"x40" toyos. 04 F250.03 F350 cc 6.0 4x4. 03 F350 flatbed(sold). 2000 Ultra 22' Stealth 454mpi bravo 1. 27' Fleetwood toyhauler. 06 YFZ 450 long travel. 06 Rhino. 98 Banshee. 20' Carson enclosed.07 f450 6.0 combo body work truck
Offline   Reply With Quote Quick reply to this message
Old 11-04-2010, 04:49 AM   #9 (permalink)
Drumaniac3000
Diesel Technician
 
Join Date: Jan 2005
Posts: 399
iTrader Score: 0 reviews

What does the GCWR have to do with it if you aren't towing a trailer? Or are you talking with a trailer over 10k?
__________________
The opinion expressed above is purely my own.
Offline   Reply With Quote Quick reply to this message
Old 11-04-2010, 09:29 AM   #10 (permalink)
Budworth
Diesel Technician
 
Join Date: Mar 2010
Posts: 207
iTrader Score: 0 reviews

Quote:
Originally Posted by southbayrhino22 View Post
For the Dually its gcvw is 29,200 pounds requiring CDL to drive.
How do you figure?

Can you show where it says you need a CDL because that "GCWR" is over 26k?

Last edited by Budworth; 11-04-2010 at 09:40 AM.
Offline   Reply With Quote Quick reply to this message
Sponsored Links
Advertisement
 
Reply

Quick Reply
Message:
Options

Register Now

In order to be able to post messages on the Diesel Place : Chevrolet and GMC Diesel Truck Forums forums, you must first register.
Please enter your desired user name, your email address and other required details in the form below.

PLEASE READ! You must check your email inbox for the confirmation link to complete registration. Please check your spam box if you do not see the email in your inbox.

User Name:
Password
Please enter a password for your user account. Note that passwords are case-sensitive.
Password:
Confirm Password:
Email Address
Please enter a valid email address for yourself.
Email Address:

Log-in

Human Verification

In order to verify that you are a human and not a spam bot, please enter the answer into the following box below based on the instructions contained in the graphic.



Thread Tools

Posting Rules
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


Similar Threads
Thread Thread Starter Forum Replies Last Post
Commercial Insurance rbegga Truck Uses 7 11-16-2008 10:26 AM
MDT Non Commercial Insurance Company? k9eros Medium Duty Trucks 17 10-29-2008 07:41 PM
3500 HD Commercial tony1021 New Vehicle Information 6 03-10-2007 08:02 PM


All times are GMT -4. The time now is 11:27 PM.


Shoutbox provided by vBShout v6.2.1 (Lite) - vBulletin Mods & Addons Copyright © 2014 DragonByte Technologies Ltd. Runs best on HiVelocity Hosting.
© AutoGuide

SEO by vBSEO 3.6.0